Serious Health Risk in Body-Building Supplements

November 15th, 2011 by admin No comments »

The US Food and Drug Administration, FDA, recently issued a Public Health Advisory about dietary supplements for body-building that contain potentially harmful steroids and steroid-like substances. It warned consumers to immediately stop using any dietary supplement that promised steroid-like effects, such as rapid increase in muscle mass.

The agency’s Public Health Advisory to consumers and health care professionals stated that it had been notified of five adverse events among men who used these supplements. These men suffered serious and potentially life-threatening medical problems, including strokes, serious damage to the liver, pulmonary embolism (blockage of arteries in the lungs) and kidney failure.

Products containing anabolic steroids carry the risk of severe liver injury. Other long term health risks from the use of anabolic steroids include breast enlargement, infertility and shrinkage of the testes in men. Women who use steroids risk increased growth of facial hair, deepening of voice, shrinking of the clitoris, and disruption of the menstrual cycle. Both men and women users face increased risk of heart attack and stroke

Symptoms and indicators of serious side effects include fever, chest pain, shortness of breath, nausea, weakness or fatigue, abdominal pain, yellowing of the skin or whites of the eyes, or brown or otherwise discolored urine. The FDA recommended anyone experiencing any of these symptoms report them to their doctor or other health care immediately. It urged all users of these supplements to tell their health care provider about any body building supplements they are using.

Some of the cases reported to the FDA required hospitalization, but to date no deaths or complete liver failures have occurred. These five adverse events were cause for grave concern, and the FDA felt it had to act to protect consumers. The Commissioner of the FDA, Margaret Hamburg MD stated that “products marketed for body building and claiming to contain steroids or steroid like substances are illegal and potentially quite dangerous.”

Although the FDA is prohibited by law from regulating dietary supplements, it monitors products on the market. When it finds a supplement which in fact contains unapproved and misbranded drugs, it has the authority to require the manufacturers and distributors to cease and desist the illegal marketing of them. In addition to using unapproved and misbranded drugs in a product sold as a dietary supplement, the marketers of these dangerous products had also failed to provide adequate directions for consumer use. » Read more: Serious Health Risk in Body-Building Supplements

The Importance of Travel Health Insurance in Overseas

November 3rd, 2011 by admin No comments »

When travelling abroad on business or pleasure you will make a list of things you need to take with you. The most important thing you need to account for is travel health insurance. If you are travelling to a country that you are unfamiliar with and where you have no friends and family, and if something were to happen to you, you will end up paying a lot extra simply because you do not belong there. Travel health insurance is imperative, do not wait till you experience the ill effects of not buying travel health insurance for yourself, learn from other people’s mistakes and make sure you make arrangements.

The importance of this type of insurance when travelling overseas are listed below:

1) Peace of mind: When you are travelling with health insurance you can enjoy your trip without worrying about making arrangements for medical expenses if you were to fall sick or encounter an accident. You can be adventurous and try everything you had planned to do when you know that you will be secured financially even if something were to go wrong.

2) Hosts: When you travel abroad and are staying at a friend’s place, you are technically their responsibility. If something were to happen to you, they would be devastated and they would also have to bare the medical expenses. You need to ensure that you are not a burden on your hosts and you can do this by taking care of your travel insurance. If you would need medical care abroad, your travel insurance plan would cover it and your hosts would provide you the moral support you need.

3) Other belongings: A lot of travel health insurance plans also offer to cover your other belongings so you do not feel the pinch of shelling out too much money on securing your health in case nothing out of the ordinary were to happen. Your camera, cell phone, laptop etc. can be insured too if you pick the right travel health insurance plan.

4) Benefits: When you avail of insurance you can insure yourself up to as much as you want, ideally you should always insure yourself for more than you think you will need. Also you can request for benefits like repatriation in case you need to be sent home and you can also avail of a 24 hour emergency facility in any country.

If you do not have health by your side you will be unable to enjoy your holiday. It may be a small injury or a minor flu, with your travel health care insurance you can take care of any illness that may befall you without a worry in the world. A lot of people go in for travel health insurance at the end minute and are grateful that they did. Why pay exorbitant costs for health care when you can take care of your health from when you leave your country itself by simply opting for a travel health insurance plan. » Read more: The Importance of Travel Health Insurance in Overseas

High Deductible Health Insurance Plans For Individuals and Families

October 18th, 2011 by admin No comments »

Do you pay more attention to your car than your body? You change your oil every 3000 to 4000 miles. You have your tires rotated every other oil change. Your air filter and brake pads are changed at the appropriate intervals.

Now, what about your body? You follow the recommended AMA guidelines for routine check ups and other healthcare services. You pay special attention to make sure you eat a balanced diet and always take the time to get enough exercise. The reality is many Americans pay more attention to the maintenance of their car than they do their body.

From an insurance perspective, your automobile insurance company has a certain expectation that you will take reasonable care of your car. Things such as the routine maintenance of brakes and making sure your turning signals work properly are expected by your insurance company. Basic common sense says that proper automobile maintenance reduces traffic accidents and saves both you and your insurance company money.

Health insurance consumers can benefit by taking a similar approach to taking care of their body. For the average American, regular exercise, routine check ups and following your doctor’s advice will reduce your healthcare costs in the long run. It is really very simple. By doing the things necessary to stay healthy, you will need to seek medical care less frequently.

Even with a commitment to stay healthy, you will still need health insurance coverage to take care of the unexpected and sometimes unavoidable catastrophic situations. However, instead of paying the insurance company for a $250 deductible, many individuals would benefit by purchasing a high deductible health insurance plan. Depending on the specific situation, it is not uncommon for individuals and families to save up to 25% on premiums with a high deductible plan. Health Savings Accounts (HSAs) can then be set up to coordinate with the high deductible plan. Approaching health care and health insurance wisely will benefit both your body and pocketbook. » Read more: High Deductible Health Insurance Plans For Individuals and Families